There are a lot of important documents you receive when you own a home. You have a deed, a title, tax information, service contracts, warranties, and other paperwork needed to maintain your home and protect it against damage or theft. If there is a fire or something breaks you need immediate access to your documents no matter the situation. So, they need to be close at hand.
Specific Documents to Have
Always have your warranty and insurance documents on hand. If something happens to an appliance or piece of equipment, you don’t want to spent time calling customer service to obtain your policy numbers. You want to take action now and that means you need that information on hand immediately. Keep paper copies of your insurance forms, warranties, service contracts and anything else you may need in the case of an emergency. Additionally, it’s good to have a call sheet with all important information and policy numbers typed up for quick access.
Sensitive Document Storage
For special documents you store at home like your deed, mortgage papers or insurance documents, a fire proof safe is a good investment. If something happens, you want that information to be safe and immediately available. Many homeowners create photocopies of these documents for easy reference and put the originals in a safe deposit box somewhere so they cannot be destroyed in case of an emergency.
There is also a growing trend to scan and store digital copies of your information on a computer hard drive or in an email account. This ensures that no matter what happens you always have a copy of your most important documents. You can then keep your original signed copies in a safe deposit box and have all the pertinent information for your home available via a computer no matter where you are.
Documents are easy to misplace or accidentally destroy when you’re not careful, but those simple pieces of paper are more important than you can imagine. You may not even look at them for years to come, but when the time comes to do so, you want them to be available and in good condition. So, take proper steps to create photocopies and digital copies, and store the originals somewhere safe to protect from fire and other disasters.